I was in debt before I left for Australia little over a year ago, but it wasn't too bad. Once the culture shock of just how expensive Australia is to a foreign type hit I managed to deflect a majority of the blow onto my credit card and I have been struggling to make the minimum payments each month ever since. I'm more than a little annoyed at myself for losing control of my finances like that, but I have learned a valuable lesson, so valuable it's going to cost me about £5000, don't get a credit card, EVER! You will regret it and it just makes everything even more expensive anyway because who clears 100% of their account each month? And if you can do that why don't you just not have/use a credit card?
This fiscal issue has always been around, but now it has come to a point, one I must sand down a bit to make it less likely to stab me in the arse soon (You like that analogy? Good right?) Of course to fight this burning money pile I must burn more of my money (These metaphors doing anything for ya?), money I sadly am not earning enough of right now. I have given myself one week to find a 'proper' full time job that will pay enough to actually put up a fight against this demon of debt.
Pictured: Barclaycard |
This took longer to make than it should have. |
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